Los Angeles, CA · West · Allowed
Payday loans in Los Angeles
Los Angeles is governed by California's statewide lending law — cities don't set their own loan rules. Storefront payday lending is permitted in California. State law caps what lenders can charge — the limits below are the legal ceiling, and honest lenders stay under it.
The limits below are the legal ceiling — any offer above them is being made outside the law.
Lending storefronts in Los Angeles
3,976,322 residents · Los Angeles County Median household income is $50,205 — below the California median of $68,111.
50 storefront locations of 29 companies listed in the public directory snapshot below. Categories are the directory's own — verify a store's license with the state regulator before borrowing.
| Lender | Address | Phone | Hours |
|---|---|---|---|
| 1800 Title Loan Title Loans, Installment Loans, Auto Loan Providers | 10600 Pico Blvd Ste 204, 90064 | (818) 924-3963 | Mon 8:00 AM - 5:00 PM · hours vary |
| ACE Cash Express Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 1514 S Vermont Ave Ste J, 90006 | (213) 382-2390 | Mon 9:00 AM - 7:00 PM · hours vary |
| ACE Cash Express Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 1561 W Sunset Blvd, 90026 | (213) 481-0241 | Mon 9:00 AM - 7:00 PM · hours vary |
| ACE Cash Express Check Cashing/Pay-day Loans, Installment Loans | 2534 Daly St, 90031 | (323) 276-8809 | Mon 9:00 AM - 7:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans | 1008 N Vermont, 90029 | (323) 953-4880 | Mon 10:00 AM - 6:00 PM · hours vary |
| Americas Financial Group Business Financing, Installment Loans, Financial Advising | 4959 Palo Verde St, 91761 | (909) 999-6030 | Mon–Fri 9:00 AM - 5:00 PM · Sat–Sun Closed |
| Amerisafe Brokers Installment Loans, Debt Relief Services, Business Financing | 9240 S Santa Monica Blvd, 91604 | (213) 232-4059 | Mon–Fri 8:00 AM - 5:30 PM · Sat–Sun Closed |
| Blue Ocean Finance Company Business Financing, Installment Loans, Business Consulting | 16255 Ventura Blvd Ste 1005, 91436 | (310) 621-3835 | Mon 9:00 AM - 5:00 PM · hours vary |
| Cali Finance Group Installment Loans, Business Financing | 811 Wilshire Blvd FL 17th, 90017 | (213) 465-2629 | Mon–Fri 9:00 AM - 5:00 PM · Sat–Sun Closed |
| Cash Money Lending Mortgage Brokers, Real Estate Services, Installment Loans | Los Angeles, 91325 | (310) 871-1106 | Mon 9:00 AM - 7:00 PM · hours vary |
| Cedra Capital Corporation Business Financing, Installment Loans | 3415 S Sepulveda Blvd Ste 1000, 90034 | (949) 330-8050 | Mon–Fri 9:00 AM - 5:00 PM · Sat–Sun Closed |
| Diamond Edge Financial Mortgage Lenders, Installment Loans | 4929 Wilshire Blvd Ste 710, 90010 | (213) 784-2473 | Mon–Fri 9:00 AM - 6:00 PM · Sat–Sun Closed |
| DolEx Dollar Express Tax Services, Installment Loans, Check Cashing/Pay-day Loans | 4059 S Central Ave, 90011 | — | Hours not listed |
| DolEx Dollar Express Tax Services, Installment Loans, Check Cashing/Pay-day Loans | 500 S Pacific Ave, 90731 | (877) 993-6539 | Mon 8:30 AM - 8:00 PM · hours vary |
| EMC Financial Installment Loans, Business Financing | 5301 Beethoven St Ste 208, 90066 | (800) 761-3108 | Mon 7:30 AM - 6:00 PM · hours vary |
| FEW Federal Credit Union Banks & Credit Unions | 611 W 6th St Ste 875, 90017 | (213) 327-2093 | Mon–Fri 9:00 AM - 4:00 PM · Sat–Sun Closed |
| Grupo Estrella Installment Loans | 3416 E 1st St, 90063 | (818) 524-3100 | Hours not listed |
| HML Investments Business Financing, Installment Loans | 3151 Cahuenga Blvd W Ste 300, 90068 | (310) 619-5557 | 9:00 AM - 7:00 PM daily |
| Hollywood Check Cashing Check Cashing/Pay-day Loans | 7040 W Sunset Blvd, 90028 | (323) 464-4000 | Mon 9:00 AM - 8:00 PM · hours vary |
| JFLA Community Service/Non-Profit, Business Financing, Installment Loans | 6505 Wilshire Blvd Ste 715, 90048 | (323) 761-8830 | Mon 9:00 AM - 4:30 PM · hours vary |
| Juris Financial Installment Loans | 1100 Glendon Ave, 90024 | (833) 833-2012 | Mon 9:00 AM - 6:00 PM · hours vary |
| listo! Auto Insurance, Installment Loans, Life Insurance | 14455 Roscoe Blvd, 91402 | (818) 796-4242 | Mon 10:00 AM - 6:00 PM · hours vary |
| LS Financing Installment Loans | 4645 Van Nuys Blvd Ste 202, 91403 | (747) 300-1542 | Mon–Fri 9:00 AM - 6:00 PM · Sat–Sun Closed |
| Matriloany Installment Loans | Los Angeles, 90034 | — | Hours not listed |
| One Main Financial Installment Loans | 6255 W Sunset Blvd, 90028 | (323) 856-5500 | Mon 8:30 AM - 5:00 PM · hours vary |
Showing 25 of 50 locations — the rest are smaller branches of the same companies.
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the California page before visiting. Spot an error? Report it.
The online route in Los Angeles
A parallel market lends entirely online — application, decision and funding on a website, no storefront. Lenders licensed in California follow the state schedule anywhere in the state, but bank-partner and tribal loans are structured outside state rate limits, and regulators dispute that model.
From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the California regulator.
The rules behind the numbers
A payday loan is not intended for long-term financial needs. You cannot be prosecuted or threatened with prosecution in a criminal proceeding for a returned check.
In practice: borrow $300 for a standard term and the finance charge is $45 — $345 repaid at the end, about 460% APR. Every compliant lender in Los Angeles has to fit inside that schedule.
Statute: Cal. Fin. Code § 23000 et seq.
Regulator: California Department of Financial Protection and Innovation · dfpi.ca.gov
Questions people ask in Los Angeles
Are payday loans legal in Los Angeles, CA?
Yes. Storefront payday lending is permitted across California, and Los Angeles runs under the same state rules: maximum loan $300, fees capped at 15% of face value ($17.65 per $100 advanced). A store charging above the cap is operating illegally.
How much would a $300 loan cost me in Los Angeles?
The same as anywhere in California: state law sets the schedule. On a typical $300 loan the finance charge is about $45 — $345 repaid at the end of the standard term.
Which lenders have stores in Los Angeles?
50 storefronts are listed in Los Angeles in our 2022-02-20 directory snapshot (29 different companies). The full list with addresses, phones and hours is in the table above.
Who regulates lenders in Los Angeles?
Complaints about a lender go to the California Department of Financial Protection and Innovation (dfpi.ca.gov) — keep the loan agreement and every fee disclosure you were given.