LendMap USALoan rules, companies & costs — mapped

Tucker, GA · South · Not permitted

Payday loans in Tucker

Tucker is governed by Georgia's statewide lending law — cities don't set their own loan rules. Payday lending is not permitted in Georgia. Any company offering two-week, high-fee loans here is operating outside state law — the state regulator is the right place to report it.

Not permitted

No license exists for this product in this state, so any lender offering it deserves a report.

Georgia · Legal limits Not permitted
Max loan
Max term
Fee cap 16% APR Cap
Typical APR Banned on a standard 2-week loan
Rollovers Forbidden
Right to rescind N/A

Lending storefronts in Tucker

35,322 residents · DeKalb County Median household income is $51,700 — above the Georgia median of $49,583.

2 storefront locations of 2 companies listed in the public directory snapshot below. Categories are the directory's own — verify a store's license with the state regulator before borrowing.

Lender Address Phone Hours
1st Franklin Financial
Investing, Installment Loans
4418 Hugh Howell Rd Ste B-1, 30084 (770) 908-9744 Mon 8:30 AM - 5:30 PM · hours vary
Dekalb General Finance
Installment Loans
3994 Lawrenceville Hwy, 30084 (770) 939-5420 Mon–Fri 9:00 AM - 5:30 PM · Sat–Sun Closed

Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the Georgia page before visiting. Spot an error? Report it.

7 online lenders in our directory

The online route in Tucker

The Georgia ban covers every lender serving Tucker residents, online or off. Sites that still advertise high-fee short-term loans here route through partner banks or tribal charters outside state licensing — treat them accordingly.

From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the Georgia regulator.

The rules behind the numbers

Payday lending is illegal under Georgia law, which carries severe criminal penalties for unauthorized short-term lending.

Statute: O.C.G.A. § 16-17-1 et seq.

Regulator: Georgia Department of Banking and Finance · dbf.georgia.gov

Questions people ask in Tucker

Are payday loans legal in Tucker, GA?

No. Payday lending is illegal under Georgia law, which carries severe criminal penalties for unauthorized short-term lending. The ban applies to Tucker like every other city in the state — any store or site offering two-week, high-fee loans here is operating outside the law.

Where can I borrow legally in Tucker?

Federal credit-union PALs (28% APR ceiling), installment lenders priced under the state cap, employer advances, and local assistance programs. Each costs a fraction of payday pricing.

A storefront in Tucker offered me a payday loan. Is that legal?

No. The state ban covers every lender making loans to Georgia residents, wherever the company is based. Save the contract, the website and the payment details — they are evidence.

Who do I report an illegal lender to in Tucker?

Complaints about a lender go to the Georgia Department of Banking and Finance (dbf.georgia.gov) — keep the loan agreement and every fee disclosure you were given.