Loan company · Directory snapshot 2022-02-20
Advance Financial
110 storefront locations across 2 states and 67 cities. Company site: locations.af247.com. Loan rules are set state by state — the matrix below shows where this chain operates and what each state allows.
Where Advance Financial operates — and what each state allows
A store can only charge what the state's regime permits, so the same chain prices very differently across state lines — or doesn't operate at all where classic payday pricing is banned.
| State | Regime | Locations | Cities |
|---|---|---|---|
 Tennessee | Allowed | 109 | 66 |
 North Carolina | Not permitted | 1 | 1 |
Products seen at Advance Financial locations
Payday / check cashing — 110 of 110 locations · Title loans — 110 of 110 locations · Installment loans — 110 of 110 locations Categories come from the public directory, not from the company; treat them as orientation, not a product list.
Advance Financial locations by city
Every listed location, by state and city. Hours are shown in each city's guide.
North Carolina · state rules
| City | Address | Phone | Hours |
|---|---|---|---|
| Lenoir City | 835 Highway 321 N, 37771 | (865) 816-3343 | Open 24 hours daily |
Tennessee · state rules
| City | Address | Phone | Hours |
|---|---|---|---|
| Alcoa | 348 S Calderwood St, 37701 | (865) 686-5889 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Antioch | 5304 Hickory Hollow Ln, 37013 | (615) 510-3945 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Ashland City | 850 S Main St, 37015 | (615) 553-3214 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Athens | 1317 Decatur Pike, 37303 | (423) 438-1331 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Bristol | 2131 Volunteer Pkwy, 37620 | (423) 551-6161 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Bristol | 2519 W State St, 37620 | (423) 465-4495 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Brownsville | 1115 S Dupree St, 38012 | (731) 506-1937 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Chattanooga | 3401 Rossville Blvd, 37407 | (423) 388-4468 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Chattanooga | 3536 Brainerd Rd Ste 108, 37411 | (423) 353-9290 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Chattanooga | 3516 Dayton Blvd, 37415 | (423) 254-5117 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Chattanooga | 4727 Highway 58, 37416 | (423) 426-5123 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Chattanooga | 3975 Hixson Pike, 37415 | (423) 389-9087 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Clarksville | 2068 Wilma Rudolph Blvd Unit A, 37040 | (931) 347-4038 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Clarksville | 501 Heritage Point Dr, 37042 | (931) 450-7087 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Clarksville | 2721 Ft Campbell Blvd, 37042 | (931) 450-7077 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Clarksville | 2224 A Madison St, 37043 | (931) 250-8689 | Mon 10:00 AM - 6:00 PM · hours vary |
| Clarksville | 601-A S Riverside Dr, 37040 | (931) 287-2716 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Cleveland | 1695 25th St NW, 37311 | (423) 438-1417 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Clinton | 2217 N Charles G Seivers Blvd, 37716 | (865) 867-7389 | Mon 10:00 AM - 6:00 PM · hours vary |
| Columbia | 1100 Nashville Hwy, 38401 | (931) 241-4364 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Columbia | 2304 Carmack Blvd, 38401 | (931) 287-2234 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Cookeville | 820 Jefferson Ave S, 38501 | (931) 563-0045 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Covington | 416 N Highway 51, 38019 | (901) 252-0502 | Mon 10:00 AM - 6:00 PM · hours vary |
| Crossville | 1561 N Main St, 38555 | (423) 484-0640 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Dayton | 4427 & 4417 Rhea County Hwy, 37321 | (423) 536-6309 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Dickson | 119 Mathis Dr, 37055 | (615) 696-6282 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Elizabethton | 369 W Elk Ave, 37643 | (423) 761-0191 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Fayetteville | 2009 Wilson Pkwy, 37334 | (931) 488-7269 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Franklin | 331 5th Ave N, 37064 | (615) 358-0005 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Gallatin | 540 Village Green Dr, 37066 | (615) 510-3275 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Hendersonville | 201 W Main St, 37075 | (615) 510-3079 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Hermitage | 4827 Lebanon Pike, 37076 | (615) 510-3332 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Hixson | 5235 Highway 153, 37343 | (423) 343-5367 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Humboldt | 2480 N Central Ave, 38343 | (731) 330-4442 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Jackson | 2287 N Highland Ave, 38305 | (731) 330-4158 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Jackson | 2180 S Highland Ave, 38301 | (731) 418-4050 | Mon 10:00 AM - 6:00 PM · hours vary |
| Jefferson City | 275 E Broadway Blvd, 37760 | (865) 350-8994 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Johnson City | 929 W Market St, 37604 | (423) 438-1676 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Johnson City | 2920 N Roan St, 37601 | (423) 438-1342 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Jonesborough | 406 Forest Dr, 37659 | (423) 709-8403 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Kimball | 725 Main St, 37347 | (423) 551-6157 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Kingsport | 4270 Fort Henry Dr, 37663 | (423) 438-1435 | Mon 10:00 AM - 6:00 PM · hours vary |
| Kingsport | 2357 Fort Henry Dr, 37664 | (423) 972-4796 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Kingsport | 1104 E Stone Dr, 37660 | (423) 438-1765 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 2823 N Broadway, 37917 | (865) 856-1583 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 10511 Kingston Pike, 37922 | (865) 685-5251 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 8024 Kingston Pike, 37919 | (865) 494-1197 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 5527 Clinton Hwy, 37912 | (865) 338-5964 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 4531 Chapman Hwy, 37920 | (865) 856-1606 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Knoxville | 4861 N Broadway, 37918 | (865) 730-4085 | Mon 10:00 AM - 6:00 PM · hours vary |
| La Vergne | 5138 Murfreesboro Rd, 37086 | (615) 657-3065 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Lafayette | 200 Highway 52 Byp E Ste I & J, 37083 | (615) 751-5107 | Mon 10:00 AM - 6:00 PM · hours vary |
| Lawrenceburg | 2465 Hwy 43 N, 38464 | (931) 463-3115 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Lebanon | 309 E High St, 37087 | (615) 654-6559 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Lenoir City | 835 Highway 321 N, 37771 | (865) 867-7385 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Lewisburg | 1786 Mooresville Hwy, 37091 | (931) 488-7499 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Lexington | 11 W Church St, 38351 | (731) 227-6383 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Madison | 215 Gallatin Pike S, 37115 | (615) 645-0753 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Madison | 1596 Gallatin Pike N, 37115 | (615) 657-3016 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Manchester | 1401 Hillsboro Blvd, 37355 | (931) 451-0094 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Martin | 163 Commons Dr, 38237 | (731) 438-9279 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| McMinnville | 926 N Chancery St, 37110 | (931) 368-3091 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Milan | 5070 S 1st St, 38358 | (731) 330-4331 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Millington | 8322 N Hwy 51, 38053 | (901) 310-3088 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Morristown | 2222 W Andrew Johnson Hwy, 37814 | (423) 438-0239 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Morristown | 178 S Liberty Hill Rd, 37813 | (423) 709-8423 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Mount Juliet | 11521 Lebanon Rd, 37122 | (615) 928-2848 | Mon 10:00 AM - 6:00 PM · hours vary |
| Murfreesboro | 802 NW Broad, 37129 | (615) 237-5044 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Murfreesboro | 1661 Memorial Blvd, 37129 | (615) 358-5881 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Murfreesboro | 2706 Old Fort Pkwy, 37128 | (615) 900-2423 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Murfreesboro | 2950 S Rutherford Blvd, 37130 | (615) 510-3971 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Murfreesboro | 2898 S Church St Ste D, 37127 | (615) 544-7121 | Mon 10:00 AM - 6:00 PM · hours vary |
| Nashville | 6410 Charlotte Pike Ste 103, 37209 | (615) 510-3418 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 1901 8th Ave S, 37203 | (615) 375-3680 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 1815 Church St, 37203 | (615) 375-3643 | Mon 10:00 AM - 6:00 PM · hours vary |
| Nashville | 930 Gallatin Ave, 37206 | (615) 603-3777 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 800 Jefferson St, 37208 | (615) 486-3722 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 2403 Nolensville Pike, 37211 | (615) 358-5745 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 404 Morrow Rd, 37209 | (615) 358-5544 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 3041 Dickerson Pike Ste E, 37207 | (615) 823-3290 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 2500 Murfreesboro Pike, 37217 | (615) 510-3250 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 396 Tusculum Rd, 37211 | (615) 761-0935 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 2845 Lebanon Pike, 37214 | (615) 866-5175 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 401 Harding Pl, 37211 | (615) 510-3770 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 3615 Nolensville Pike, 37211 | (615) 903-9255 | Mon 10:00 AM - 6:00 PM · hours vary |
| Nashville | 1133 Vultee Blvd, 37217 | (615) 375-3641 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 931-A Richards Rd, 37013 | (615) 861-2914 | Mon 10:00 AM - 6:00 PM · hours vary |
| Nashville | 7120 Hwy 70 S, 37221 | (615) 486-3706 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Nashville | 3713 Clarksville Pike, 37218 | (615) 538-1028 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Oak Ridge | 214 S Illinois Ave, 37830 | (865) 229-6303 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Oakland | 7275 Hwy 64, 38060 | (901) 290-9519 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Ooltewah | 9232 Lee Hwy, 37363 | (423) 438-1924 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Paris | 105 Memorial Dr, 38242 | (731) 337-4657 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Portland | 712 S Broadway, 37148 | (615) 657-3069 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Pulaski | 403 W College St, 38478 | (931) 452-0203 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Sevierville | 163 Winfield Dunn Pkwy, 37876 | (865) 867-7381 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Shelbyville | 743 Madison St, 37160 | (931) 488-7650 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Smithville | 503 S Mountain St, 37166 | (615) 657-3076 | Mon 10:00 AM - 6:00 PM · hours vary |
| Smyrna | 223 N Lowry St, 37167 | (615) 541-1338 | Mon–Fri 8:00 AM - 8:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Soddy Daisy | 9335 Dayton Pike, 37379 | (423) 438-0834 | Mon 10:00 AM - 6:00 PM · hours vary |
| Soddy Daisy | 9335 Dayton Pike, 37379 | (423) 281-2200 | Open 24 hours daily |
| Sparta | 447 West Bockman Way, 38583 | (931) 488-7373 | Open 24 hours daily |
| Sparta | 447 W Bockman Way, 38583 | (931) 563-0079 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Spring Hill | 4821 Main St, 37174 | (931) 548-3334 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Springfield | 3552 Tom Austin Hwy, 37172 | (615) 751-8878 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Tullahoma | 2102 N Jackson St, 37388 | (931) 368-3054 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| Union City | 1704 W Reelfoot Ave, 38261 | (731) 330-4224 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
| White House | 810 Hwy 76 Ste D, 37188 | (615) 657-3002 | Mon 10:00 AM - 6:00 PM · hours vary |
| Winchester | 2585 Decherd Blvd, 37324 | (931) 563-0067 | Mon–Fri 10:00 AM - 6:00 PM · Sat–Sun 10:00 AM - 4:00 PM |
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the company or your state regulator before visiting. Spot an error? Report it.
Questions about Advance Financial
How many Advance Financial locations are there?
Our 2022-02-20 public directory snapshot lists 110 Advance Financial storefronts across 2 states and 67 cities — the full list by city is on this page. The snapshot is not exhaustive, and stores close and open; treat it as a starting point and verify with the company or your state regulator.
Is Advance Financial licensed in my state?
The coverage matrix above shows every state where Advance Financial locations were listed. Listing in a directory is not proof of licensing — before borrowing, confirm the license through your state regulator (linked on every state page).
What does Advance Financial offer?
Directory categories at Advance Financial locations most often mention Payday / check cashing (110 locations), Title loans (110 locations), Installment loans (110 locations). Pricing is set by each state's caps, not by the company nationwide — check the state page for the legal limits.
What are cheaper alternatives to Advance Financial?
Federal credit-union PALs (28% APR ceiling), installment lenders priced under your state's cap, employer advances, and payment plans with the bill you are covering. Our application form also compares offers from a partner network of licensed lenders where the product is legal.